Financial & Tax Services Built for SMEs

We partner with SMEs to design sustainable financial structures — from day-to-day accounting to tax advisory and long-term planning.

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Trusted by 500+ SMEs and entrepreneurs in Nigeria and the UK

Financial Planning

Financial AdvisoryStart-up Valuations & Financial Modeling

Get credible valuations using Valutico software and industry-accepted techniques. We create budgets, forecasts, and projections that help you secure funding and plan strategically.

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Our Core Services

Everything your business needs to stay financially sound

At MASAL, we provide guidance, advice, and strategic solutions to individuals, businesses, and organisations to help them manage their financial and tax affairs. We offer a wide range of specialised financial and tax advisory services to help clients make informed decisions, optimise their financial resources, and achieve their financial goals.

Accounting Package

Accounting Service

Keep your books clean, your reports accurate, and your fnances always audit-ready. Our accounting retainer gives you a dedicated team handling everything from daily bookkeeping to monthly management accounts and fi nancial reporting.

What's included:

Bookkeeping & reconciliation

Management accounts

Financial reporting

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Tax Package

Tax Service

Stay compliant, reduce your tax burden, and never miss a filing deadline again. Whether you're operating in Nigeria, the UK, or both, we handle your tax obligations end to end.

What's included:

Tax filing & compliance

Tax planning & advisory

VAT/WHT returns

FIRS & HMRC liaison

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Our Process

From your first conversation to monthly reports in your inbox — here's how we work with you.

Step 01

Book a Free Consultation

Fill out a short form, and we'll schedule a one-on-one call at your convenience. This first meeting is completely free — no obligations, no pressure.

Step 02

We Build Your Financial Structure

Based on your business needs and current situation, we design the right service structure and working relationship for you. No cookie-cutter packages — just what actually fits.

Step 03

Onboarding

We get everything set up, collect what we need, and get to work. Our team handles the heavy lifting, so the transition is smooth and straightforward.

Step 04

Monthly Reports & Ongoing Support

Every month, you receive clear financial reports and updates, keeping you informed, compliant, and in control of your business finances.

Tax Advisory

Tax Compliance Made Simple

We handle TIN registration, TaxProMax setup, monthly tax remittance and filing, annual returns, Tax Clearance Certificate applications, audit representation, and resolution of all tax queries.

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Questions? We've got answers.

123k

Startups & Businesses

98%

Revenue growth

100%

Accurate documents

23.2k

Certified accountants

What's included in the Accounting retainer?

The Accounting retainer (₦150,000/month) is our most comprehensive package. It includes everything in the Tax service — monthly and annual tax filing, and monthly management reports — plus bookkeeping, payroll facilitation, quarterly review and strategy sessions, and a hybrid accountant who works with your business in person and remotely.

What's included in the Tax retainer?

The Tax retainer (₦50,000/month) covers your monthly tax filing, annual tax filing, and monthly management reports. It's designed for businesses that already have accounting support but need reliable, professional tax management.

Does my accountant come to my office?

Yes — if your business needs it. Our hybrid accountant model means we come to you either weekly or monthly, depending on your business size and requirements. We'll determine the right arrangement during onboarding.

What software does MASAL use?

We work on Xero, one of the leading cloud accounting platforms globally. This means your financials are always accessible, up to date, and easy to share with stakeholders.

Can I add services later?

Absolutely. If you start on the Tax retainer and later need full accounting support, you can upgrade at any time. Our packages are designed to grow with your business.

Can Masal work alongside my existing accountant?

It depends on the situation. In some cases, we can collaborate with your current accountant — in others, a clean transition may serve you better. We'll discuss this honestly during your free consultation and recommend what's actually in your best interest.

What does pricing include — are there any extra fees?

What you see is what you pay. Both retainers are fixed monthly fees with no hidden charges. Any services outside your retainer scope will always be discussed and agreed before any additional costs are incurred.